TC PYLES CONSULTING AND FINANCIAL SERVICES, LLC

We can talk about your most pressing tax and bookkeeping questions. Send us a note requesting an appointment.

What Does Your Financial Pathway Look Like?

Do you have some WANTAS such as?
1. Need a budget.
2. Need an investment plan and strategies.
3. Set Goals to grow my money in the best way for ME!
4. I want to save money.
5. I want to invest money.
6. I want to create a business.
7. I want to have retirement money.

A Note about
changes over the
years in finances.

It just seems like there has been a lot of changes in our American financial environment. Over the years, the most striking changes I have seen are the added ATM machines and the less amount of services, within our financial institutions, such as banks and credit unions. There are no personal banking representatives that are willing to sit with you and talk about your personal and business finances. They want you to make appointments to talk to them over the telephone. I wanted to create a space to talk about the need to create financial goals, for your life. Also, to talk about, if you made any goals or not. It is never too late. There are a few things that never change, in order to take care of yourself financially and I will be talking about them, as well.

Some of Our More Popular Services

For The Nonprofit Organization.
If you are a tax exempt organization, you have an IRS informational return
due by according to your year end date. You may qualify to file a 990 N.
Call or email, if you need help!

Bookkeeping

Our company works to provide answers to your most pressing questions in bookkeeping. We are a member of the American Institute of Bookers and if we don't have an immediate answer, we look for similar questions and solutions within the association.
The Bookkeeping Terms 2022.
May: Account.
June: Cash Method.

Tax Preparation

Have you Checked your payroll withholding on your paycheck recently? Did you know that payroll department personnel can make mistakes. Make sure your withholding is correct. If not, check it and if you need to make a change, update your W-4 and submit it to your employer, for your future payroll withholding. It is your responsibility that your
payroll withholding is what you need for it to be. We are a member of the National Association of Tax Professionals.

Notary

Notary Law Update: GA Senate Bill 365

State: Georgia

Summary:
Prohibits anyone other than a lender or attorney licensed by the State Bar of Georgia from conducting real estate settlements and disbursing funds in residential purchase or refinance transactions. Signed: May 02, 2012 Effective: July 01, 2012 Chapter: Act No. 744

Affects:
Amends Section 44-14-13 of the Official Code of Georgia Annotated

Changes:

Prohibits anyone other than a lender or attorney licensed by the State Bar of Georgia from conducting real estate settlements and disbursing funds in residential purchase or refinance transactions in Georgia.
Provides that anyone other than a lender or attorney licensed by the State Bar of Georgia who conducts real estate settlements or disburses funds at a settlement is guilty of a misdemeanor.
Provides that any person violating this section of the Georgia Code is liable to any other party suffering a loss due to such violation for such other party’s actual damages plus reasonable attorneys’ fees and, in addition, to the borrower party suffering the loss an amount of money equal to $1,000.00 or double the amount of interest payable on the loan for the first 60 days after the loan closing, whichever is greater.

Analysis:
The state of Georgia has traditionally been an “attorney-closing state,” meaning that only licensed attorneys may conduct the settlement at which closing documents are signed. In 2003, the Georgia Supreme Court issued Advisory Opinion 2003-2 in which it reaffirmed that nonattorneys may not conduct any part of a real estate closing. This opinion has not stopped some nonattorney Notary Signing Agents from trying to operate under the radar. In addition, in recent years a new phenomenon has emerged in the attorney-closing states. In an attempt to get a piece of the real estate transaction business, Licensed Georgia attorneys who have not been the attorney of record during the entire transaction have conducted “witness-only closings,” basically doing what Notary Signing Agents do – attend only the appointment at which loan and real estate conveyance documents are signed. The companies dispatching these attorneys argued that they met the legal requirement of having an attorney present to conduct the loan closing. However, real estate attorneys across the state argued that it is the law in Georgia that a single attorney must handle all the parts of a real estate transaction, from abstracting title and rendering the title opinion, overseeing the signing of documents, and disbursing funds. SB 365 clarifies that only a lender or a licensed Georgia attorney may conduct settlements and disburse closing funds. The law prohibits anyone other than the settlement agent for the transaction to oversee the closing and disburse funds. The new law effectively joins these two activities together so that the one attorney who is the settlement agent must do both. We are a member of the National Notary Association.

Our Team Has
Important Tax Due Dates Listed. Check Them out and if you need to act, write them down and
contact us.

Days Due!

Amended tax return due
on
May 15, 2025.

About Us

We are constantly updating what we know to provide the best possible experience for our clients. In addition, we maintain memberships with National Association of Tax Professionals, American Institute of Professional Bookkeepers and the National Notary Association, in order to get latest information and to have ways to provide answers to immediate questions.